We show you
where your money is.
And how to
make more of it.
We take your numbers, build a complete financial operating system around your business, and show you exactly which levers to pull to grow profit and free up cash. In 30 days.
Revenue
Profit
Revenue is up. Cash is tight. Nobody can explain why.
It is not a lack of effort. It is a lack of the right financial system. One that connects your numbers to your strategy and shows you exactly where your money is going.
01
No financial clarity
The numbers live in your accounting software, in spreadsheets, in a quarterly report your accountant sends. But they have never been organized into something you can use to run the business day to day.
02
Finance was never explained plainly
You are smart. You built something real. But nobody sat down and explained your own numbers in plain language. Most owners are making major decisions without knowing their true margins or real cash position.
03
Strategy disconnected from economics
You have a growth plan, but it is not grounded in what actually produces free cash flow. So you hit your revenue goals and still wonder where the money went. You can scale a business right into bankruptcy if the economics are not right.
04
Cash is always tighter than it should be
You are billing, collecting, and staying busy. Cash is still short. Something is leaking in receivables, in job costs, in overhead timing. But without the right system, you cannot find it. And it does not fix itself as you grow.
There is a reason nobody has solved this for you yet.
We are not an outsourced CFO. Those engagements are designed to keep you dependent. Every question is another bill. We build you a system you own and run yourself.
We are not a group program. You cannot share your real numbers in a room full of strangers. Generic advice does not fix a specific problem.
We are not consultants. Consultants deliver slide decks. What they rarely do is hand you something you can actually use on Monday morning.
We are builders. We take your numbers, build a complete financial system around your business, and hand it to you in 30 days.
Done for you. Built around you.
- We take your actual numbers and build a financial operating system custom to your business.
- In 30 days you have clean financials, a KPI dashboard, a rolling forecast, and more. Everything connected.
- We show you exactly which levers drive profit and free cash flow, and what each decision costs before you make it.
- Ongoing advisory is invite only and structured to make you self sufficient, not dependent on us.
Free to start.
Eye-opening from day one.
Completely confidential. No obligation.
Take the Free Business Health Check
Take a 2-minute assessment and receive your personalized Financial Health Check complete with industry benchmarks, specific findings, and a clear picture of where your business stands. Free. No obligation.
Receive your Financial Health Check
If you qualify, you receive a personalized report with industry benchmarks, specific findings from your numbers, and a clear breakdown of your biggest financial opportunities.
Get on a call with our team
We walk through your results together. Completely confidential. We show you exactly what we found and what we would recommend. No pressure.
We build your system
If it is a fit, we get to work. In 30 days you have a complete financial operating system built around your business and ready to use immediately.
How Healthy Is Your Business Really?
Answer 10 quick questions. See where you stand across profitability, cash flow, strategy, and more.
Where should we send your results?
Enter your details to see your full Business Health Check and personalized action plan.
Your information is never sold or shared.
What clients find when they finally see their numbers.
Most owners assume their finances are good enough. They are usually surprised by what we find together.
Read more testimonials →Everything you need. Nothing you do not.
-
01
Clean Financial Statements
Income statement, balance sheet, and cash flow statement rebuilt from scratch in a format you can read, trust, and use to make decisions.
-
02
KPI Dashboard
The 8 to 12 numbers that drive your business, tracked monthly and tied directly to your goals. No noise. No confusion.
-
03
Proprietary Financial Tools
Tools, templates, and models you cannot find anywhere else. Built to show you exactly what moves the needle in your business. Price, volume, cost, and capital all connected to free cash flow. Every decision has an answer before you make it.
-
04
Rolling 12-Month Forecast
A forward view of your cash and profit, updated as your business changes. No more winter surprises. No more guessing what you can afford to hire.
-
05
A Clear Strategy
A go-forward plan that shows you exactly where to focus your business to increase profit, cash flow, and value.
-
06
MyColtivar Platform Access
Your financial system lives here. Dashboards, benchmarks, and advisory access in one place. Included for your first six months.
The Coltivar System
Fully built. In 30 days.
Discovery and financial review
Days 1 to 7
Financial statements rebuilt
Days 8 to 14
KPI dashboard and lever model
Days 15 to 22
Rolling forecast and platform setup
Days 23 to 28
90-day action plan and owner debrief
Day 30
Built for construction.
Works for any business.
You need job level visibility
Your P&L does not tell the whole story. We build the job cost structure that shows exactly where margin is made and lost before it is too late to act.
You need better pricing power
Labor, materials, and subs move constantly. We build the model that shows your real cost structure so you can price to win and still get paid what the job is worth.
You cannot afford to guess
Coming out of an ESOP, a buyout, or a leadership change the stakes are too high to run on outdated numbers. We get you to solid ground fast.
You need to scale without losing control
Every growth decision has a financial answer. We build the forecast that shows what you can afford and what each hire actually costs before you commit.
The podcast for owners who want to understand their numbers.
Two episodes a week. No theory, just the financial frameworks and real conversations that help owners build better businesses.
Ready to see where your money actually is?
Start with a free 2-minute assessment. No obligation. Completely confidential.
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