Strategic Finance for Growth-Driven Businesses
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The Only Platform That Combines Strategy, Financial Intelligence, & Execution
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Live Forecasts | Real-Time KPIs | Strategy Execution | Finance & Scaling Workshops
Get the clarity you need to grow
Without the Right Financial Insights, Growing a Business Is Hard
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You've built a successful company, but scaling comes with financial blind spots:
UNPREDICTABLE CASH FLOW
You don’t know when, where, or how cash will come in
SLOW DECISION-MAKING
You’re guessing instead of using real-time financial insights
MISSED GROWTH OPPORTUNITIES
You see ways to scale but lack the financial confidence to act
NO CLEAR STRATEGY FOR CAPITAL
Debt, equity, reinvestment—what’s the best path?
YOUR STRATEGIC PLAN IS JUST A TO-DO LIST
You have action items but no framework to create a competitive advantage

Too many CFOs are buried in compliance—tracking budgets, reconciling reports, and managing transactions—while CEOs are desperate for real strategic finance that drives growth. Finance should be a competitive advantage, not just a back-office function. That’s why we built Coltivar—to combine financial intelligence, strategic execution, and technology so businesses can scale with confidence and create real value.
— STEVE COUGHRAN, FOUNDER, COLTIVAR

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CASH FLOW BOOK

TOOLS

ARTICLES

TRAINING
The Pioneers of Strategic Finance

Coltivar isn’t just another finance solution—we’ve been leading the strategic finance movement for nearly two decades.
You don’t need another spreadsheet.
 You need a system built by the pioneers of strategic finance. Â
Coltivar Changes That
With Coltivar, you don’t just track numbers—you use them to drive better business outcomes, backed by ongoing strategic CFO-level support.

INTELLIGENT FORECASTING
See where your business is headed before problems arise

LIVE KPI DASHBOARDS
Monitor financial and strategic performance in real-time

STRATEGIC EXECUTION
Align capital, cash flow, and key decisions with long-term goals

CFO-LEVEL GUIDANCE & INSIGHTS
Access expert-level financial strategy to optimize growth, capital allocation, and performance

WORKSHOPS & UPSKILLING
Strengthen your team’s expertise in strategy, finance, and sales/marketing to scale faster and smarter

WHO IS COLTIVAR FOR?
Coltivar is for small to mid-sized businesses—with or without a CFO—that are ready to:
- Implement a strategic finance system that drives better decision-making
- Leverage a powerful technology & data platform for real-time insights
- Integrate strategy, execution, and financial intelligence to scale faster
Most businesses outgrow their financial systems before they realize it. Maybe you have:
- A bookkeeper or accountant handling the basics—but no financial leadership guiding big decisions
- An overwhelmed CFO or finance team—buried in reporting instead of driving strategy
- Financial reports, but no financial intelligence—you see the numbers, but don’t know what to do with them
That can change today.
More Than a CFO—A Complete Financial Operating System for Your Business
When you work with Coltivar, you don't just get a strategic financial partner—you get a system designed to optimize cash flow, track performance, and accelerate growth.

ACCURATELY PREDICT YOUR CASH FLOW
Know exactly when and where money is coming

TRACK YOUR KPIS IN REAL-TIME
See how every decision impacts performance

CREATE STRATEGIC FINANCIAL PLANS
Align capital, growth, and profitability
We know what’s holding you back, that’s why we make it simple.
 READY TO GET STARTED WITH US? Â
Here's How We Can Help

CFO-LEVEL SUPPORT

WORKSHOPS

CUSTOMIZABLE SOLUTIONS

What business leaders are saying

Partnering with Coltivar has been a game-changer for our family-run business. What really stands out is their genuine care and personalized approach, guiding us with effective tools and systems to improve our financial health and streamline operations.

Coltivar helped us get financial clarity we never had before. Now we track our KPIs, forecast our cash flow, and actually know where to focus. We saw a 15% increase in free cash flow within six months.